5 Reasons Why RBL Credit Card Is The Popular Choice for All!

5 Reasons Why RBL Credit Card Is The Popular Choice for All!

Credit cards offer an easy and hassle-free way to pay for products and services. It is for this reason that the popularity of this financial tool has been on a rise of late. RBL Bank, one of India’s top private sector banking institutions, is one of the many issuers of credit cards in the country. 

The bank offers a wide selection of credit cards that are designed to meet the different needs and requirements of individuals. And contrary to popular opinion, credit cards from RBL Bank aren’t just meant for premium users. In fact, even low income individuals can apply for an RBL credit card

Interested to know why the bank’s credit cards are seemingly the most preferred by individuals across multiple social strata? Here are 5 of the top reasons why it is so.

Multiple Credit Card Options

One of the primary reasons why RBL credit cards are preferred by many has to do with the fact that there’s a plethora of different card options to choose from. As a matter of fact, the bank currently offers as many as 45 different credit cards options across multiple categories. 

RBL credit cards are categorised according to the nature of rewards that they offer. You have shopping cards, cashback cards, rewards cards, travel cards, lifestyle cards, entertainment cards, healthcare cards, and even corporate cards. You can apply for an RBL credit card depending on the category of card that you prefer. 

Exciting Rewards 

RBL credit cards are known for offering attractive rewards, offers and discounts. These rewards tend to vary depending on the type of card that you hold. For instance, cashback cards from RBL Bank provide cashbacks on certain specific purchases that you make. 

Similarly, travel cards accumulate travel points for each spend that you make, which can be redeemed later for discounts on tickets. Some RBL credit cards even offer multiple complimentary airport lounge access, golf sessions, and more. Whether it is an entry-level credit card designed for low income users or top of the line cards, you get to enjoy attractive rewards nevertheless. 

Cash Withdrawal Facility 

Credit cards are usually used only to make online or Point of Sale (PoS) purchases. However, if you’re faced with an urgent cash requirement and you don’t have your debit card with you, what do you do? Here’s where an RBL credit card can help. 

It allows you to withdraw cash from an ATM just like how you would do with a regular debit card. And the best part of it all is that you only have to pay interest for the period between the date of withdrawal and the date of repayment. This facility is available on almost all RBL credit cards.  

Easy EMI Conversion 

With an RBL credit card, you get the option to convert large purchases into small, easily manageable EMIs. By splitting big ticket items into smaller instalments, you get to spread the cost of the product over a period of time. This way, your total financial outlay tends to reduce significantly.  

For instance, co-branded cards like the Bajaj Finserv credit cards in partnership with RBL bank, allow you to make a wide range of product purchases directly on EMI. With such cards in your repertoire, you can make all your favourite purchases even if they might seemingly be out of reach at present. 

Emergency Loan Facility 

There’s no fixed time and place for emergencies. They are unpredictable and can strike you when you least expect them. To be able to properly deal with most emergencies, you may even have to spend some money out of your pocket. Again, here’s where an RBL credit card can be of assistance. 

You can avail an emergency loan on your RBL credit card within just a few minutes through the customer portal. The funds will be immediately credited to your bank account, which you can then use to take care of all kinds of emergencies. Being able to quickly avail a loan on an RBL credit card is another one of the many reasons why 

Also Read: Applying for Private Student Loans


With so many reasons to choose an RBL credit card, no wonder the card is a popular choice among individuals across all socio-economic strata. If you’re looking for a card that can help you purchase your favourite products on easy EMIs, then the RBL Bank co-branded Bajaj Finserv credit card is what you need. 

So, what’re you waiting for? Apply for an RBL credit card right away and enjoy all the benefits that come with it.

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